Jun 29, 2010
Jun 28, 2010
Jun 18, 2010
THE INVESTMENT SERVICES ARE THE SIGNIFICANT PART OF WEALTH MANAGEMENT
The term wealth management may be defined as an outlay review discipline that
includes planning of financial assets, investment services and large number of
aggregated fiscal services. It is a kind of special service which is usually offered
by fiscal institutes to assist high net worth individuals i.e. (HNI) and protects
and help in the growth of wealth. It is a complex venture consultative discipline
that incorporates providing a wide variety of services. The services that are
incorporated in wealth management are tax and fiscal planning, management of
debit, investment services. However these features and services are dependent on
the necessities of clients.
The wealth management is generally comprised of two aspects. The first aspect is
concerned with the act of protecting property from different creditors. Also these
are concerned with some crashes in the market or recession, taxes, lawsuits along
with some other unanticipated events. The second aspect is concerned with the
growing values of properties or assets via different methods that vigorously makes
the management of all the risk factors and also plunders profiles to the requirement
of clients.
There are numbers of investment services offered by wealth management. The
first one is the investment services and planning. This service allows you in
making any big or small investment in numbers of markets. However, there are
particular investment aims and goal that are generally kept in mind. Now the
next one is the planning of insurance. It permits you in making a selection of any
particular type of insurance from large numbers of insurance types. Also it helps
in the management of the options of self insurance. Also it helps in the selection
procedure of incarcerated insurance companies. Retirement planning is the third
service of wealth management. However it is quite difficult to know the exact
amount of fund you actually need in your old age. Protection of assets is also a
significant service. It is initiated with your fiscal advisor who tries to figure out your
living style and then he proceeds with the helping procedure to overcome threats
like tax, price rises, instability, lawsuits and creditors in order to maintain living
style.
Planning of tax is another service which helps you out in reducing your tax return.
However this may be comprised of some other purposes such as charity and also
giving supports to your favorable causes that may also be during taking benefits of
tax. Planning of Estate is also an integral part of wealth management. It protects
your estate and you from your creditors and also from taxes and lawsuits. However,
those who have their high net worth this service seems to be crucial for them.
Business planning however focuses at driving your business which is entirely tax
free and also it imposes some restriction on investment services. Wealth transfer
is the last service offered by it helps you in forwarding your wealth to your reliant.
However its biggest benefit is reduction of tax associated with the estate, gains of
capital and also the income. Also the protection of property is done from creditors
and misjudgments. Also it manages some responsibilities such as college funds.
includes planning of financial assets, investment services and large number of
aggregated fiscal services. It is a kind of special service which is usually offered
by fiscal institutes to assist high net worth individuals i.e. (HNI) and protects
and help in the growth of wealth. It is a complex venture consultative discipline
that incorporates providing a wide variety of services. The services that are
incorporated in wealth management are tax and fiscal planning, management of
debit, investment services. However these features and services are dependent on
the necessities of clients.
The wealth management is generally comprised of two aspects. The first aspect is
concerned with the act of protecting property from different creditors. Also these
are concerned with some crashes in the market or recession, taxes, lawsuits along
with some other unanticipated events. The second aspect is concerned with the
growing values of properties or assets via different methods that vigorously makes
the management of all the risk factors and also plunders profiles to the requirement
of clients.
There are numbers of investment services offered by wealth management. The
first one is the investment services and planning. This service allows you in
making any big or small investment in numbers of markets. However, there are
particular investment aims and goal that are generally kept in mind. Now the
next one is the planning of insurance. It permits you in making a selection of any
particular type of insurance from large numbers of insurance types. Also it helps
in the management of the options of self insurance. Also it helps in the selection
procedure of incarcerated insurance companies. Retirement planning is the third
service of wealth management. However it is quite difficult to know the exact
amount of fund you actually need in your old age. Protection of assets is also a
significant service. It is initiated with your fiscal advisor who tries to figure out your
living style and then he proceeds with the helping procedure to overcome threats
like tax, price rises, instability, lawsuits and creditors in order to maintain living
style.
Planning of tax is another service which helps you out in reducing your tax return.
However this may be comprised of some other purposes such as charity and also
giving supports to your favorable causes that may also be during taking benefits of
tax. Planning of Estate is also an integral part of wealth management. It protects
your estate and you from your creditors and also from taxes and lawsuits. However,
those who have their high net worth this service seems to be crucial for them.
Business planning however focuses at driving your business which is entirely tax
free and also it imposes some restriction on investment services. Wealth transfer
is the last service offered by it helps you in forwarding your wealth to your reliant.
However its biggest benefit is reduction of tax associated with the estate, gains of
capital and also the income. Also the protection of property is done from creditors
and misjudgments. Also it manages some responsibilities such as college funds.
ROLE OF PORTFOLIO MANAGEMENT TO MANAGE ANY PROJECT
Estimation of your probabilities of getting success in all of your existing projects
seems to be essential for determining the calculation of anticipated value of project
and also is an integral part of portfolio management. Also it is a fact that most
of the project manager apart from project management offices (PMO) are not as
all involved in all these activities. However they are capable of doing it in more
shaped and better way in the same manner as how the prediction of rain is done
by meteorologists. Usually the term portfolio management is used for existing
projects and hence these are particularly termed as project portfolio management.
If we want our project portfolio management to be very effective, then there are
certain rules and regulations that must be positively fulfilled by any project. Firstly,
the project that is undertaken should be allied with some strict strategies and their
firm goals. Also the project needs to be much consistent and reliable with the values
of culture and firm. Also your undertaken project must contribute to a flow of cash
and that also in a positive manner for the venture; however this contribution can
either be in a direct manner or in an indirect manner. Here must be an effective use
of recourses of firm by which the project has been undertaken. Also not only the
present contribution is included for the betterment of the health of firm but also
should offer some assistance to establish that firm in a fixed manner so as to attain
success in the future.
The significant condition in any project portfolio management, there must be a
proper contribution of projects to the health of firm. When we particularly take
the term “firm’s health” into consideration, we directly or indirectly concerns
with the fiscal stability of any company. There is a particular article by Lynn
Westergard whose title is “measuring company health via cash flow ration”, it is
simply concerned with the cash flow statements as these are supposed to be an
ideal indicator for health measurement. However, there may be two most general
categories of the ratios of cash flow.The first category comprised of the ratios of
that tests used for liquidity and solvency, cash flow operation, entire coverage of the
flow of fund, coverage of cash debits and cash interests where as the next category is
comprised of those ratios that are usually indicated for the viability of any business.
Usually two types of ratios are used in this category. The first one is CE where as
second one is TD.
However it is important for any company or business firm to have its shares
operated in a dematerialized form. These shares of companies are available to
be operated under both the types of depository system of India. The two types
of depository systems are CDSL and NSDL. It depends on our wish that whether we
want to manage all of our shareholdings in an electronic way then there is only a
need to sign up to depository participant which is abbreviated as DP. For this, you
need to create an account with DP that will have a registration either with CDSl or
NSDL.
seems to be essential for determining the calculation of anticipated value of project
and also is an integral part of portfolio management. Also it is a fact that most
of the project manager apart from project management offices (PMO) are not as
all involved in all these activities. However they are capable of doing it in more
shaped and better way in the same manner as how the prediction of rain is done
by meteorologists. Usually the term portfolio management is used for existing
projects and hence these are particularly termed as project portfolio management.
If we want our project portfolio management to be very effective, then there are
certain rules and regulations that must be positively fulfilled by any project. Firstly,
the project that is undertaken should be allied with some strict strategies and their
firm goals. Also the project needs to be much consistent and reliable with the values
of culture and firm. Also your undertaken project must contribute to a flow of cash
and that also in a positive manner for the venture; however this contribution can
either be in a direct manner or in an indirect manner. Here must be an effective use
of recourses of firm by which the project has been undertaken. Also not only the
present contribution is included for the betterment of the health of firm but also
should offer some assistance to establish that firm in a fixed manner so as to attain
success in the future.
The significant condition in any project portfolio management, there must be a
proper contribution of projects to the health of firm. When we particularly take
the term “firm’s health” into consideration, we directly or indirectly concerns
with the fiscal stability of any company. There is a particular article by Lynn
Westergard whose title is “measuring company health via cash flow ration”, it is
simply concerned with the cash flow statements as these are supposed to be an
ideal indicator for health measurement. However, there may be two most general
categories of the ratios of cash flow.The first category comprised of the ratios of
that tests used for liquidity and solvency, cash flow operation, entire coverage of the
flow of fund, coverage of cash debits and cash interests where as the next category is
comprised of those ratios that are usually indicated for the viability of any business.
Usually two types of ratios are used in this category. The first one is CE where as
second one is TD.
However it is important for any company or business firm to have its shares
operated in a dematerialized form. These shares of companies are available to
be operated under both the types of depository system of India. The two types
of depository systems are CDSL and NSDL. It depends on our wish that whether we
want to manage all of our shareholdings in an electronic way then there is only a
need to sign up to depository participant which is abbreviated as DP. For this, you
need to create an account with DP that will have a registration either with CDSl or
NSDL.
Jun 14, 2010
Information on How to Become Sub Broker
New Delhi, India - Investments in the capital markets have gained momentum in recent years due to growing awareness among people about the earning potential of this investment option. Cashing in on this opportunity, many stock broking companies have already setup their offices/ franchisees to cater to the mounting investment needs of the stock investors.
However, most investors, opt for stock brokers with proven track record and ability to handle diverse investment needs and portfolios. Unicon Investment Solutions offers its prowess in proving end to end Investment Solutions for the entire spectrum of customers.
With several years of experience in stock broking, investment banking and portfolio management, the Company is offering world-class investment solutions to its esteemed investor community.
Unicon has one of the most spreadout Sub- Broker network in the country with over 800 franchise outlets. We offer our services to all the deserving entrepreneurs and also handhold them and impart knowledge on how to become a good sub broker.
Since it’s inception in 2004, Unicon has been enhancing it’s technology which is a major enabler to reach out to the last investor in the financial markets. Stock broking services have become highly affordable & accessible for a common man in the past few years.
With 4500 Uniconians and 900 business offices spanning across 235 cities in India, Unicon has one of the best talent pool’s in the financial services space & it speaks volumes of its managerial acumen.
Before answering the question ‘how to become sub broker,’ let’s first Understand “who is a sub broker”?
A sub broker is an agent of the member broker and is permitted to release confirmation memorandums to his clients for their dealings executed by him through the chief member broker to whom he is affiliated. An individual, a company or a partnership firm can become a sub broker. The minimum age limit for individuals or partners/directors of companies/firms will be 21. Similarly, all the aspiring persons should be matriculate or have 10 + 2 years qualification at the least. They should not be declared insolvent or bankrupt. Sub brokers should have at least 2 years of experience in the role a partner or certified clerk or apprentice with a member broker of the Exchange or in other related fields in capital market.
Once a sub-broker obtains certificate of registration from Securities and Exchange Board of India (SEBI), he can commence business as a sub broker.
For Individuals who want to know how to become a sub broker of Unicon we would be more than keen to help you. In the recent years sub-broking has emerged as a major career option. There is a huge potential to earn handsome amounts through brokerage or commissions.
In case of further queries feel free to visit its website: http://www.uniconindia.in/
Jun 3, 2010
BHARAT HEAVY ELECTRICALS LTD REPORT
Result Highlight
BHEL continued to report stellar result for Q4FY10, and ahead of Unicon’s estimates. The revenue grew by 28.5% on YoY basis to INR 139bn. The operating profit at INR 27bn was up by 42% on yearly basis. The operating profit margin improved by 186bps to 19.4% on YoY basis. The margin improvement was led by reducedraw material cost (57.6% against 62.2%) and staff cost (12.5% against 13%) as % of sales. The profit after tax for the quarter under review improved by 41.7% on YoY basis to INR 19bn. The per share earning improved to INR 39/share compared to INR 27.5/share for the quarter and for full year, at consolidated level, earning per share stands at INR 88.4/share compared to 63.6/share in FY09.Segmental performance
Power:
The segment revenue at INR 112bn grew by 29.6% on YoY basis during the quarter (+25.8% for FY10). Power segment contributed 78% to the top-line of the company. The PBIT margin improved by 731 bps to 27.4% on the back of lower staff cost and raw material consumption as a percentage of sales.
Industry:
The segment contributes22% to the top line of the company. During the quarter under review, the segment revenue surged to INR 31,491Mn witnessing growth of 15.9% on YoY basis. For FY10,company’s revenue at consolidated level increased by 8.7% to INR 79bn due to dismal growth in industry during the 1HFY10. The PBIT
margin at 25.6% for the quarter improved by 406bps on YoY basis. Order-book at INR 1.44Tn With order-intake of INR 590bn during FY10, the current order book stands at INR 1.44tn and provides revenue and earning visibility over FY12E. Most of the new contracts were from the private sector in Power and Industrial segment. With NTPC to float bulk tenders (expected during 3QFY11), order placement from private sector gaining momentum and higher 12th Five year plan for Power
segment, the outlook remains buoyant for the company. The management of the company indicates that capacity has been augmented by 50% and revised capacity now stands at 15GW. For FY11, company has set a turnover target of INR 395bn, growth of 16.7% on yearly basis.
Outlook and ValuationDespite rising competition in the Power segment with local (L&T, Alstom, Bharat Forge etc) and global players (Chinese equipment manufacturer), we expect BHEL to perform better and gain new order intake on the back of its capacity expansion. At the CMP of INR 2320, stock trades at21x its FY11 per share earning. Accumulate with price objective of INR 2,670 (24x its FY11E)
Jun 1, 2010
COMPARISON OF LONG TERM INVESTMENT AND SHORT TERM INVESTMENT
Investment is a term which is generally used by those who have surplus amount
of money that has been left after fulfilling all of daily needs. However this is a very
general definition but from business point of view, investment is something that will
give you more output in the future if you spent some money at present. Generally
there are two types of investments. These are long term investment and short
term investment. The basic difference between both of them is the duration which
is fixed and after which, the output is likely to be obtained in more expanded form.
If we talk about short term investment then it is concerned with small duration. In
general language, It is said that if you want to make good amount of money in small
duration of time then this type of investment should be given priority. Example of
such type of investments are investment funds, treasury bills etc. However, long
term investment is concerned with the investment in which output is likely to
be obtained after long period of time. The example of this type of investment is
recurring deposit, retirement plan for future etc.
If you are saving your money from the current expenses and wishes to make
some investment so as to get some expanded output in the future in the form of
retirement fund or for your children’s education then you should not go at those
place where you may be deceived financially. However you can simply choose
some of the secure paths that will surely provide you with some well-brought-
up output in the near future. Hence in such case long term investment plays a
vital role as numbers of schemes have been opened by government bodies along
with some private bodies. The basic scheme is concerned with the purchase of one
bond issued by government. According to the type of your purchase bond, your
initial investment will grow up over time and at last as soon as your bond collapses,
you get the entire amount as a lump sum that you can simply bring in any use.
Mutual fund is another type of secure scheme under long term investment. This
is basically concerned with the purchasing of stocks or bonds by putting money
together from numbers of peoples and then it is the responsibility of fund manager
to manage all the investment and also to figure out the appropriate method in which
the investment can be done so as to get maximum output.
However, short term investment is something that brings about an output against
your invested money within a short span of time. However, this period may be
varied from one year to ten years. Also these types of investments are very rare and
difficult to find as these are likely to be associated with higher rate of interest. For
an ideal short term investment, interest rate has to be higher because firstly it gets
you the return amount in the form of out and profit within short duration of period
and hence higher rate of interest need to be paid to the company so as to reach some
profit to the company as well otherwise that company will go into the hell.
of money that has been left after fulfilling all of daily needs. However this is a very
general definition but from business point of view, investment is something that will
give you more output in the future if you spent some money at present. Generally
there are two types of investments. These are long term investment and short
term investment. The basic difference between both of them is the duration which
is fixed and after which, the output is likely to be obtained in more expanded form.
If we talk about short term investment then it is concerned with small duration. In
general language, It is said that if you want to make good amount of money in small
duration of time then this type of investment should be given priority. Example of
such type of investments are investment funds, treasury bills etc. However, long
term investment is concerned with the investment in which output is likely to
be obtained after long period of time. The example of this type of investment is
recurring deposit, retirement plan for future etc.
If you are saving your money from the current expenses and wishes to make
some investment so as to get some expanded output in the future in the form of
retirement fund or for your children’s education then you should not go at those
place where you may be deceived financially. However you can simply choose
some of the secure paths that will surely provide you with some well-brought-
up output in the near future. Hence in such case long term investment plays a
vital role as numbers of schemes have been opened by government bodies along
with some private bodies. The basic scheme is concerned with the purchase of one
bond issued by government. According to the type of your purchase bond, your
initial investment will grow up over time and at last as soon as your bond collapses,
you get the entire amount as a lump sum that you can simply bring in any use.
Mutual fund is another type of secure scheme under long term investment. This
is basically concerned with the purchasing of stocks or bonds by putting money
together from numbers of peoples and then it is the responsibility of fund manager
to manage all the investment and also to figure out the appropriate method in which
the investment can be done so as to get maximum output.
However, short term investment is something that brings about an output against
your invested money within a short span of time. However, this period may be
varied from one year to ten years. Also these types of investments are very rare and
difficult to find as these are likely to be associated with higher rate of interest. For
an ideal short term investment, interest rate has to be higher because firstly it gets
you the return amount in the form of out and profit within short duration of period
and hence higher rate of interest need to be paid to the company so as to reach some
profit to the company as well otherwise that company will go into the hell.
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